Life insurance
Life insurance covers:
-Death
Option:
- Absolute and final disability [IAD] (The insured person is totally incapable of engaging in any gainful activity and requires the assistance of a third person to the ordinary acts of life.- mandatory as collateral to Homeloan.
- Total and permanent disability [ITP] (The insured person is definitely unable to exercise any gainful activity corresponding to their knowledge and skills.- is already mandatory for most banks as collateral to Homeloan.
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You can subscribe to a life insurance policy by legal obligations such as for a bank requirement for having contracted a bank loan and there will be to safeguard this institution in case something happened to her, or simply of their own free will to ensure their children or close relatives in case of his absence.
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